Our Services

Our aim is to provide you, the client with solutions to whatever financial planning issues you may have.

We want to work in partnership with you:

• To enable us to build a clear picture of your present situation and future ambitions.
  
• To review your current financial planning arrangements.
  
• To make recommendations to provide you with a tailored solution to your needs.

We have detailed below an overview of the key areas where advice and assistance may be required.

Retirement Planning

• Stakeholder Pension Schemes
  
• Self Invested Personal Pensions
  
• Small Self Administered Schemes
  
• Drawdown retirement planning
  
• Annuities

Investment Planning & Management

• Investing for growth and/or income
  
• Individual Savings Accounts (ISA’s)
  
• Unit Trusts
  
• Bonds
  
• Offshore Funds
  
• Portfolio Management

Mortgages & Re-Mortgages

• First Time Buyer Mortgages
  
• Fixed, Discounted, Tracker Rate Mortgages
  
• Current Account and Offset Mortgages
  
• Buy to Let Mortgages
  
• Review your current mortgage arrangement to see if you are getting value for money

Protection

• Family Protection
  
• Mortgage Protection
  
• Business Protection
  
• Income Protection
  
• Critical Illness Protection

General Insurance

• Buildings & Contents cover
  
• Accident, Sickness and Unemployment Protection

Inheritance Tax Planning

• Trusts
  
• Life Assurance plans
  
• Investments

Our services include a review of your existing arrangements.
When was the last time your pensions, savings and life assurance plans were reviewed? As your personal circumstances change, there may well be a need to update your current plans in order to establish adequate provisions for the future.